Yes, this is the million dollar question and I’m going to share with you the million dollar answer. The timeline to become a millionaire has everything to do with the time it takes for you to develop a millionaire mindset.  Two people can have the same background, same education and work at the career but yet have two different timelines to reaching financial freedom due to the difference in their mindset. Saving a million dollars is near impossible unless you are a high income earner with extremely low living expenses. These kind of people are rare and are not your typical Americans whereby their lifestyle can be modeled and replicated. So what is the secret to reaching the upper rungs of the wealth and income ladder? When you regularly employ earned income to acquire income producing assets, it’s like having an army of soldiers kicking-down doors and leaving no prisoners on the battlefield. Simply put, you have investments working 24/7 which mortals cannot do. So if you think you are going to save your way to becoming a millionaire, reconsider your line of thinking and educate yourself on compounding interest and effective tax planning.

~ H2